About us

Francisco Gonzalez Navarro
Principal & Chief Executive Officer


Francisco Gonzalez Navarro is founder and chief executive officer of F&N Investment Portfolio Management an independent financial planning firm with over seven years of wealth management experience. Registered in England as F&N Business and Finance Transformation Limited, with Company registration number 09416150. He founded the firm with the belief that high-net-worth individuals needed access to conflict free financial planning and investment advice. He developed F&N Investment Portfolio Management model for serving clients’ wealth management needs on a fee-only basis. Andreol offers his diverse clientele hands-on counsel and oversees the management and operations of the firm. Andreol’s expertise spans the wealth management profession and includes financial and estate planning, taxation and investment strategy.

He uses his expertise and knowledge to help multi-generational families, successful families and executive leaders achieve their financial goals. A graduate with a bachelor’s degree in management accounting from The Saint Louis University, Master of Finance, Universidad Europea de Madrid, Spain Charitable Estate Planning Institute and the Advisor Leadership Institute, UK.

He is a contributor to the financial advisor related to wealth management and investments in Europe, Investment Advisor and Investor’s Business Daily, among others.

F&N Investment Portfolio Management originally in Madrid Spain in continental europe combines our core principles of investment management with a personalized approach to portfolio construction to target superior risk adjusted returns aligned with your family goals.

We provide advice to private individuals, companies, and organisations. We've specialised in providing wealth management, wealth protection, and independent financial planning advice to expatriates and people who lead international lives. Our corporate goal is to be the trusted adviser to private and institutional clients.

Our ability to retain the loyalty of our existing clients has made us one of the largest and most respected international financial advisory groups in Europe.
With our pricinpal location in Spain and our team of long-serving senior consultants throughout the European Union (EU), we are well placed to help you with the complexities of international finance.

What's more, the respect we've earned over the years has given us access to products from many of the world's leading financial institutions, including investment houses, insurance companies, and banks. We specialise in: Financial Adviser and Investment Portfolio Management (FAIPM) for Ex-pat Individuals, Families and Companies. Pension Planning and Savings schemes for future events - e.g. school fees, weddings or a boost to retirement capital etc and Life Assurance.

We have kept our core values constant and kept our focus on serving our clients with a fiduciary approach even as we have continued to be a pioneer in using technology and expertise to find new ways to provide great service to our clients. A key part of our success is attracting great people who enjoy our culture and our approach. We are most proud of our 98%+ client retention rate* as we give our time and resources to help make a difference.

We enable our clients to: Reach their financial goals, protect their assets and achieve a secure financial future for themselves and their families. Clients throughout Europe, e.g. Employees of NGO's, Multinational Companies or self - employed. Retirees wanting to enhance their capital and income. Part of an International Network of Financial Advisers, sourcing excellent products and funds. We act independently and work in conjunction with fully regulated and authorised companies.

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F&N Investment Portfolio Management

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You should bear in mind that the value & prices of investments can go down as well as up, and you may not get back the full amount invested. Past performance is no guarantee of future performance. Currency fluctuations will affect the value of overseas investments. Emerging Markets can be more risky than developed markets. Current tax levels and reliefs may vary and will depend on your personal circumstances.